Life Insurance

Life Insurance financially protects your spouse

and children if something were to happen to you.

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If you died today, who would pay the bills? How would the funeral or childcare be paid for? How would your family financially move forward? Life Insurance can pay for monthly expenses, a house mortgage/rent, accrued debt, child care, college tuition, and any other needs your family has. The payout is typically tax-free, and paid in one lump sum for your family to use however best meets their needs.

Life's Circumstances:

Are you married, do you have children, are you a single parent, or are you an empty nester? 

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The Financial Needs of you Family:

What are your monthly living expenses? Do you have any debt? Do you know of any future expenses your family may encounter?

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Duration of Policy:

How long do you estimate you will need your income replaced?

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Jacob is prepared and experienced to walk through these questions and help you pick a policy that fits your families individual needs!

The two biggest factors that affect Life Insurance Premiums are:

• Age

• Healthiness​

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Your monthly premium stays the same for the duration of the policy, so the younger and healthier you start a policy, the lower your rate will be. 

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Fill out the form below for a quote!

It depends on your needs and circumstances!

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Term Life: Pays a death benefit only if you die during the term of an active policy (terms range from 10-30 years). Monthly premiums are more affordable. ($20+)

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Whole Life: Is an investment that grows. Whole Life pays a death benefit to your beneficiary regardless of when you die as long as the policy is in force. The investment portion of your policy can be used while you are still living and it continuously grows similar to investing in the market. However, unlike the market, your investment is guaranteed to always grow. Many people use the accrued money to help them retire, but you can use the money whenever you need extra cash. Monthly premiums are more expensive. ($150+)